Expat Health Insurance: Do You Have Enough?

While many people envy the exotic lives of expats, what they don’t see is all the red tape and other issues that living abroad can create.

Sure, there are the obvious byproducts, such as homesickness and missing your family. Or not speaking the local language which can cause, at times, both fear and frustration.

But what about other pressing day-to-day issues such as: figuring out how and where to pay your taxes, what responsibilities you have in reporting income and even ensuring that you have proper health insurance? Most people don’t think about these when first considering living abroad but they are incredibly important.

In your home country, health insurance might be fairly straightforward. Perhaps it’s supplied by your government or by the company you work for. As an expat, things might be different. Perhaps your job doesn’t supply insurance or maybe it’s the type that only covers you and your family if there is a grave illness or terrible accident.

In this case, you might need to think about providing full or supplementary health insurance for your family to cover you in case of any medical needs.

Richard Cayne and the team of experts at Meyer International can consult on all kinds of health care plans that provide all levels of care to meet your family’s unique needs. Richard Cayne has specialized in health insurance for expats for over 18 years. He began to learn more about the field (and which plans to recommend to his clients) after being asked about it repeatedly. As an expat himself, he recognizes that it’s a common need and that many of his clients don’t know enough about the topic to easily choose the best plan at the best rate for themselves.

Another specialized health insurance service that Meyer International can offer is to look at any current plan you have with your company and find the items that are not covered. With that information, they can point you toward the right plan – or even a custom plan, that covers just the items that you need without doubling the coverage that you might already have through your employer.

“We can consult on different plans at Meyer International. They start from the very basic plan and emergency-only coverage to an all-inclusive, everything-included plan. An all- inclusive plans means that when you catch a cold, you can see a doctor and even your simple medications are covered,” said Richard Cayne.

He went on to note that his team can also take your budget into consideration. “Obviously, your all-encompassing plans are far more costly, so we can take a look at your realistic needs,” added Richard Cayne.

Whatever you decide, he noted that there is an insurance company out there that will be happy to provide the right coverage for you and your family.

Meyer International has relationships with a variety of different insurance companies and would be happy to recommend the right plan for you.

Do you have questions about your current expat health insurance? Are you thinking of reviewing, changing or adding to your current coverage? Call Richard Cayne and the team at Meyer International today to learn more about expat health insurance plans!